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Flexible business funding designed around you.

Access business finance from £10,000 to £500,000. We compare 300+ trusted UK lenders to secure the right deal for your business — with competitive terms, fast decisions and no broker fees.

Decision in as little as 48hrs

300+ trusted UK lenders

We do a whole-of-market search

Tell us what you need
  • Whole-of-market search
  • Decision in 24-48hrs
  • No broker fees, ever
70+ 5 Stars ⭐️ Reviews
28+ 5 Stars ⭐️ Reviews
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Applying won’t affect your credit score.

48hr decisions

Access to 300+ UK lenders

No broker fees

Soft search /no credit impact

Contact Us

Ready to fund your next move?

Get tailored, no-obligation funding options within 24 hours. Free, fast and credit-score friendly.

Apply online
01244 267694

Quick enquiry

Takes less than 60 seconds.

By submitting you agree to our privacy policy. Soft search only.

Our Clients

Trusted By Businesses Across The UK.

we compare over 300 lenders for the client

  • We search the whole market to find the right solution for your business

Credit score friendly

We provide soft search options so you can explore your options without affecting your credit score.

Whole of market

Access to 300+trusted lenders so we can find the most competitive solution for you.

Clear, fast & fair

Receive your personalised terms within 24 hours with no obligation and no hidden fees.

Zero broker fees

Our service is 100% free to use. You only repay what you borrow from the lender.

Expert advice

Our experienced advisors provide tailored guidance to help you make the right funding decisions,

Simple solutions

Clear, concise and straightforward funding solutions for businesses of all sizes.

Our Solutions

Why businesses choose Smart Funding Solutions

Whole-of-market access to 300+ lenders, clear advice and fee-free funding support.

Whole-of-market lender panel
Compare 300+ lenders with one simple enquiry.
Indicative terms within 24 hours
Get tailored funding options quickly, with no obligation.
No broker fees
Our service is completely free to use.
Soft-search options
Explore funding routes without affecting your credit score.
Specialist expertise
Funding support tailored to your sector and goals.
Clear advice
Straight answers, no jargon and no hidden fees.
Trusted by UK businesses
Supporting companies across a wide range of sectors.
£10k to £500k+ funding solutions
Flexible finance to support growth, cash flow and investment.
Rated 5 stars on Google
Based on reviews from happy clients.
Fast, fair and transparent
Quick responses, honest advice and no hidden fees.

Funding solutions for every business need

Access the right funding, at the right time. We compare over 300 lenders across the whole market to secure the most competitive rates and terms for your business.

Business Loans

Fast and affordable loans for almost any business need.
  • Amount
  • Interest
  • £10,000-£750,000
  • From 6.9% per year
Apply online
Learn more

Government-backed Loans

Loans under the Growth Guarantee Scheme for growth and working capital.
  • Amount
  • Interest
  • £25,001- £250,000
  • From 7.9% per year
Apply online
Learn more

Stock Funding

Release cash tied up in stock without affecting day-to-day operations.
  • Amount
  • Interest
  • £10,000 £2 million
  • From 1.2% per month
Apply online
Learn more

Alternative Overdraft

Flexible funding to help manage cash flow and business needs.

  • Amount
  • Interest
  • £5,000 - £500,000
  • From 1.5% per month
Apply online
Learn more

Invoice Finance

Unlock cash tied up in unpaid invoices and keep your business moving.
  • Amount
  • Interest
  • Up to £5 million
  • From 1.2% per month
Apply online
Learn more
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Asset Finance

Spread the cost of essential equipment and assets to help your business grow.

  • Amount
  • Interest
  • £5,000-£5 million
  • From 5.9% per year
Apply online
Learn more
Our Simple Process

Fast funding. Simple process. You're in control.

We make business funding simple, fast and transparent. Three easy steps from application to funding.

We compare the whole market to get you the best possible terms.

...

Funding offer

Best terms for your goals
  • Lowest rates
  • Flexible repayments
  • No hidden fees
  • Amount
  • Repayment
  • £250,000
  • 24 months

You decide

Review. Compare. Choose what works best for your business.

Fill in our form

It only takes a minute. Tell us a few details about your business and what you need.

We provide the best terms

We search 300+ trusted lenders and negotiate the most competitive terms for your goals.

You decide

Compare your tailored offers and choose the one that's right for your business.

F.A.Q

Everything businesses ask before applying

Clear answers on approvals, rates, repayments and eligibility.

Need help now?

Speak to a funding specialist today.

Call us now
Apply online

01244 267694

Mon - Fri 9am - 5pm

Funding amounts typically range from £10,000 to £500,000+, depending on your business turnover, affordability, credit profile and the type of finance required. Larger amounts may be available for established businesses or secured lending.
In many cases, we can provide indicative options using a soft search or initial review, which does not impact your credit score. A full credit search is usually only completed if you choose to proceed with a lender.
Indicative terms are often available within 24 hours, with many funding solutions completing within 24 to 48 hours once all required information has been received.
Rates vary depending on the lender, product type, term length and business profile. Because we compare over 300 lenders, we aim to source the most competitive terms available for your circumstances.
Yes. Startups and newer businesses can often access funding, particularly with strong directors, clear affordability or security available. Options may differ from those available to established businesses.
Our service is typically free to use, with no upfront broker fees in most cases. If any fee ever applies for a specialist case, this would always be clearly discussed and agreed in advance.
This depends on the lender and product, but commonly requested documents include:   Recent business bank statements Filed accounts or management figures Proof of ID Details of the funding requirement   Many cases can be reviewed initially with only basic information.
Many lenders allow early repayment, although terms vary by product and provider. We’ll always explain any early settlement options or charges before you proceed.
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Latest business funding news